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51 results for “mortgage”
About this website
Practical tools and guidance to help you organise a move within the UK.
Read the guide MortgagesAgreement in principle explained
Explain its role, limitations and place in the buying process.
Read the guide MortgagesBank Rate rises to 4%: mortgage checks before your move
The Bank of England raised Bank Rate to 4% on 5 November. Check your mortgage type, confirmed payment and offer dates before relying on the figures in your moving budget.
Read the guide Address and utilitiesBanks, credit providers and financial records
Track address updates for household financial services and important correspondence.
Read the guide Core navigationBuying a home
Understand buying costs and the purchase process for the home’s UK nation.
Read the guide BuyingBuying a new-build home
Plan reservation, timing, snagging and moving arrangements for a new-build purchase.
Read the guide BuyingBuying and selling at the same time
Coordinate budgets, transaction milestones and moving contingencies for linked transactions.
Read the guide BuyingBuying in a property chain
Plan communication, dependencies and moving arrangements in a chain.
Read the guide BuyingBuying through shared ownership or shared equity
Identify scheme-specific costs, restrictions and advice needs, routing users by the scheme and UK nation.
Read the guide Trust and commercialContact us
Find the currently available route for enquiries about this website.
Read the guide PublisherDaniel — publisher of Movers Guide
Meet Daniel, the owner and publisher of Movers Guide, and learn how our UK moving content is prepared.
Read the guide Trust and commercialEditorial policy
Read the principles behind our practical guidance, sources and calculator explanations.
Read the guide BuyingFirst-time buyer checklist
Follow the major preparation, purchase and moving tasks for a first home.
Read the guide MortgagesFixed, variable and tracker mortgages
Compare how different rate structures affect uncertainty and payments.
Read the guide Buying, selling and mortgagesHome deposit savings planner
Plan savings towards your chosen home deposit and additional buying costs.
Read the guide Buying, selling and mortgagesHouse sale proceeds calculator
Estimate sale proceeds after your entered mortgage balance, fees and deductions.
Read the guide Renting and household billsHousing overlap cost calculator
Estimate the costs of paying for two homes during an overlap.
Read the guide MortgagesHow mortgages work
Explain repayment structure, deposits, terms and the main stages in plain English.
Read the guide Trust and commercialHow our calculators and estimates work
Understand the assumptions, calculations and limits behind your results.
Read the guide Trust and commercialHow we make money
Understand the current commercial position and how comparisons use your inputs.
Read the guide Moving costsLifetime ISA charge falls to 20% for qualifying first homes above £450,000
From 29 October 2026, qualifying first-home purchases above £450,000 attract a reduced 20% Lifetime ISA withdrawal charge. Check eligibility, the net funds available and the conveyancer process before moving money.
Read the guide MortgagesMortgage affordability explained
Explain the difference between an illustrative budget and a lender's actual affordability decision.
Read the guide Buying, selling and mortgagesMortgage borrowing scenario planner
Explore borrowing and payment scenarios without predicting lender approval.
Read the guide Buying, selling and mortgagesMortgage deal cost comparison
Compare entered mortgage costs over the same chosen period.
Read the guide Core navigationMortgage guides
Understand mortgage payments, fees and common questions when moving home.
Read the guide MortgagesMortgage lending changes start on 28 October: what homebuyers should check
New rules give UK mortgage lenders more flexibility over lending at higher income multiples from 28 October 2026. Buyers still need to check the lender’s criteria, monthly affordability and full moving budget.
Read the guide Buying, selling and mortgagesMortgage monthly repayment calculator
Illustrate monthly mortgage payments from your loan, interest rate and term.
Read the guide Buying, selling and mortgagesMortgage overpayment calculator
Illustrate how extra payments could affect your mortgage under stated assumptions.
Read the guide MortgagesMortgage term and monthly payments
Show how term length affects monthly payments and total interest under stated assumptions.
Read the guide Moving costs and quotesMoving cost calculator
Get a quick removal-cost estimate, then build a detailed budget for your whole move.
Read the guide Move planningMoving costs explained
Identify the main cost categories, exclusions and factors that change a moving budget.
Read the guide MortgagesMoving home with an existing mortgage
Explain the questions around redemption, porting and additional borrowing.
Read the guide Renting and household billsMoving option and home comparison
Compare moving options using the costs and priorities you choose.
Read the guide Renting and household billsNew home running-cost budget
Build a running-cost budget from your actual bills and chosen assumptions.
Read the guide Housing marketOctober housing update: use the latest rent and house-price figures in your moving budget
New ONS figures put average UK monthly rent at £1,406 and average house prices at £273,000. Here is how to use the figures without mistaking an average for your next home's price.
Read the guide MortgagesOverpayments and early repayment charges
Explain how overpayments work and why product-specific limits and charges matter.
Read the guide MortgagesPreparing for a mortgage application
Organise information and questions to discuss with a lender or adviser.
Read the guide Buying, selling and mortgagesProperty chain and completion planner
Track the property milestones and outstanding tasks connected to your move.
Read the guide MortgagesRemortgaging around a house move
Explore the timing questions to discuss when both a move and mortgage change are possible.
Read the guide MortgagesSelf-employed mortgage preparation
Help self-employed buyers organise records and questions for a suitable adviser.
Read the guide Core navigationSelling a home
Plan your sale, estimate the proceeds and prepare the property handover.
Read the guide SellingSelling documents and property information
Prepare requested records and questions with nation-specific signposting.
Read the guide Trust and commercialTerms of use
Read the terms for using the guides, tools and local moving plan.
Read the guide BuyingThe costs of buying a home
Plan the full cash budget for a purchase, with tax and process routes by UK nation.
Read the guide SellingThe costs of selling a home
List the sale-related costs that reduce available proceeds and fund the next move.
Read the guide UK nationsThe home-buying process in England
Explain the England purchase sequence and where professional advice and moving decisions fit.
Read the guide UK nationsThe home-buying process in Wales
Explain the Wales purchase sequence with appropriate national tax and service routes.
Read the guide Buying, selling and mortgagesUK property purchase tax calculator
Illustrate residential purchase tax for the selected UK nation and supported circumstances.
Read the guide MortgagesUnderstanding mortgage rates and fees
Compare total costs over a chosen period and explain which assumptions matter.
Read the guide Housing marketWhen to apply under England’s current Right to Buy rules
New guidance explains when English social tenants need to submit an application to their landlord to be considered under the current rules, which form to use, and how the Social Housing Bill would change eligibility and discounts.
Read the guide MortgagesYour First Home in England: deposits, loan costs and the planned 2027 launch
The 28 October guidance sets out England’s planned first-time buyer equity loan. Applications are not open: understand the deposit, future interest and repayment risks before planning a 2027 purchase.
Read the guide